MEKANISME KLIRING, MEKANSIME TRANSFER, DAN PORTOFOLIO

MEKANISME KLIRING DAN MEKANISME TRANSFER

Jasa Bank : - Kliring

- Transfer

- Inkasso ( Penagihan )

- L/C

- Bank Garansi

- Safe Deposit

- Dll

Dari Jasa bank diatas yang lebih sering digunakan di Indonesia adalah Kliring dan Transfer

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MEKANISME KLIRING

Terjadinya keliring itu jika bank berbeda tapi kota sama.

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Gambar diatas menceritakan :

Ali yang menabung di siti bank membeli kerupuk ke sodara atun yang menabung di Karman bank sebesar 50 juta, membayar dengan menggunakan CEK.

Karman bank meminta uang ke siti bank dengan menggunakan bank di Indonesia sebagai perantara. Karena tidak mungkin siti bank memberikan langsung 50 juta ke karman bank, makanya bank indoneisa membantu, karena peraturan bank umum sebelum di bangun ialah harus menanamkan dana ke bank Indonesia. Makanya siti bank hanya memberi sebagian dana yang diminta karman bank yang sisanya akan dibayar oleh bank Indonesia.

Dalam kliring ada 4 jenis surat :

· Nota debet masuk

· Nota debet keluar

· Nota kredit masuk

· Nota kredit keluar

TRANSFER

Tratransfer terjadi jika banknya sama tapi berbeda kota

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Gambar diatas menunjukan terjadinya kejadaian transfer

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Portofolio Keuangannya

Tugas Pengulangan Bahasa Inggris 2# (softskill)

• Conditional Sentences (If-Clause)

1. I didn’t feel good yesterday. If I felt better. I would come to class yesterday.

2. I didn’t feel good today. If I felt better. I would take a walk in the park today.

3. I have a cold today. but I will probably feel better tomorrow, if I feel better tomorrow. I will go to class.

4. I’m sorry you didn’t come to the party. If you came you would have a good time.

5. I’m tired. If I were not tired. I would help you.

• Plan the next five years

five years the first time I did was happy with both my parents worked in the company a big way and running a business, if all goes well I will continue my studies by taking s2 s3 if possible until

after completion of all schools. I will work again to buy a house and its equipment, and after all it achieved a new look for a wife for life and have a family companion. I will work hard to achieve all

Nama : Muhammad Aditya Suhendra

npm : 13209870

Kelas : Pengulangan Bahasa Inggris 2# ( softskill) 1EA18

www.gunadarma.ac.id